Also tier 1. I don't know that they've been able to go below tier 1, especially with the changes to the allocation of funds. Keep your hopes up though and good
I am also an awardee from last year. I keep checking in now and then to see if I can add any perspective. I remember one nurse faculty member saying she got the letter of intent in May. Then it...
They have always allowed consolidated loans, as long as they are consolidated before the application deadline OR after you are awarded (do not consolidate between the two) AND the loans that were...
StaceeRN replied to JudithL_in_NH's topic in General Nursing
On the "next steps" page it says "Participate in the NELRP Awardee Webinar, which will provide important information about your participation in NELRP. You will receive an email invitation in the...
StaceeRN replied to JudithL_in_NH's topic in General Nursing
I visited the program portal today and noticed the "my financial information" tab and decided to check it out. I was greatly surprised to see the breakdown of taxes for just one payment. My gross...
StaceeRN replied to JudithL_in_NH's topic in General Nursing
I'm sorry you weren't awarded but I'm sure you were given incorrect information. On last year's thread there was an HRSA employee giving insight to the process and he said every single application is...
StaceeRN replied to JudithL_in_NH's topic in General Nursing
I consolidated with Wells Fargo. All of my private loans were with them and they offered me the best deal. I *think* they are now accepting outside consolidations. I was also looking into CU...
StaceeRN replied to JudithL_in_NH's topic in General Nursing
It's ok, it's all very confusing. I've just researched so much, it's practically etched in my brain! For the loan forgiveness, you can select the IBR, ICR, or standard repayment (not much help when...
StaceeRN replied to JudithL_in_NH's topic in General Nursing
Speaking from experience, I would recommend consolidating federal loans before you enter repayment, especially if you have some that are Direct loans and some that are not. This will give you the...
StaceeRN replied to JudithL_in_NH's topic in General Nursing
Federal loans do not have to be consolidated to be eligible for the public service forgiveness. They do, however, have to be Federal Direct loans. For instance, of my 10 federal loans, only 2 are...
StaceeRN replied to JudithL_in_NH's topic in General Nursing
Talk to your loan servicer about consolidation. If they don't offer consolidation, look around for another servicer. I consolidated my private loans and got a much lower interest rate and the loan...
StaceeRN replied to JudithL_in_NH's topic in General Nursing
I feel terrible for those who were not awarded. I'm trying to think of reasons why some people have such high debt/income ratios and weren't awarded... consolidating loans after submitting...
StaceeRN replied to JudithL_in_NH's topic in General Nursing
I think that may have been a typo. I have plenty of private loans that were all included in my award. Silvermoondust, could you clarify that statement? I'm a little confused as
StaceeRN replied to JudithL_in_NH's topic in General Nursing
If you are awarded, they give you a worksheet that outlines your loans and the total amount of your award, minus federal taxes. What's left is then divided into 24 monthly payments, which is...