You do sound whiny AND bitter! Allow me to be blunt, I promise the end of my post will be alot nicer than what I plan to say right now.
Welcome to reality....where you have to look out for yourself. Nobody told you, well you clearly didn't ask the right people (if you even bothered to ask at all) If you had bothered to do the research you would have seen that your prestigious 4 year program was expensive and strongly suggested their students do not work. If you had bothered to network and ask, someone would have told you that doing an externship would be helpful. You chose to take out $100k in student loans. Again, if you had bothered to research, you would have know that snobbery about the school name comes with a higher tuition bill. The most important thing to look at with nursing schools is their NCLEX pass rate. Did you even bother to look at the pass rate for your school. Not to beat a dead horse, but if you had done some research about your "Brand name" school.......
Finally, if you had bothered to research the job market at any time in your 4 years of school you would have found that there is no nursing shortage.
(Now enough of the blunt and harsh commentary)
Reality bites. Learn from this experience. Research!!!!! Don't expect that because you are paying outrageous sums of money to a school that it is going to tell you anything other than what is required. It would have been great if the faculty bothered to tell you and your fellow students that externships would be helpful, or that it is a really tough job market. They didn't tell you. They let you wander right into the storm without a warning.
Learn from this!! The one person you know you can alway count on is yourself. You know how smart you are, so use those smarts. Research!!!!!
I truly wish you the best of luck with your second NCLEX attempt and with your job search. Keep your chin up because you will make it though!