you all need to watch Michael Moore's movie about health care insurance-"Sicko" I have worked in the UK and found their system to work really well. It is expensive,so they have high taxes,but they have one of the finest health care systems in the world and their babies do not die at the rate that ours do! "Sicko" did have some inflammatory and misleading statements,but a lot of it is true. Cuba does not spend much on health care,but it is free and they have many doctors,so preventive care accounts for their doing so well. We already have some universal health care with medicare and VA,and many states provide insurance for children of low income families., so I think it is very possible that we could have a universal health care system that would work. It would probably be provided by private companies as Medicare does. More and more private companies are not offering health care insurance or it's cost is so prohibitive that there is no money left for rent or food. And do not ever get a "pre-existing condition!" or you won't be able to get insurance at all. May as well commit suicide right now. I don't think a universal system would cut nurse pay any more than it is already. Whenever there is a glitch in the system,RN's take a cut in pay and LPN's get laid off ,historically. I have been a nurse for 32 yrs and over the years have had pay reductions across the board and pay raises across the board. I am on Medicare so we are ok,but i worry about the next generation.