Jmedina46

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1. NELRP 2011 awardees

   Jmedina46 replied to KeeKeeRN-NY's topic in General Nursing

   Money is in!!

2. NELRP 2011 awardees

   Jmedina46 replied to KeeKeeRN-NY's topic in General Nursing

   I think at some point NELRP will ask for a verification from your student loan servicer about your payments, so if they ask about 6mos when it starts then there better be 6 payments made, I don't think it matters how you allocate it. Yes they will do...

3. NELRP 2011 awardees

   Jmedina46 replied to KeeKeeRN-NY's topic in General Nursing

   Hola everyone!, 2010 blogs showed deposits beginning on or about sept. 22nd, hang in there. As far as your payments go you would pay the minimum payment which is your regular payment on the day its due then find out when the billing cycle closes and ...

4. NELRP 2011 awardees

   Jmedina46 replied to KeeKeeRN-NY's topic in General Nursing

   Ok I really did not mean to throw your husband under the bus being that Im a guy so my bad to your hubby. Anyways ok well it is really what is best for you and your family, if you cannot get into specific loan amounts then its hard for me to say. You...

5. NELRP 2011 awardees

   Jmedina46 replied to KeeKeeRN-NY's topic in General Nursing

   ok, "your husband is wrong" was a lilttle harsh, Love your husband, sorry. It makes more sense to me......etc...

6. NELRP 2011 awardees

   Jmedina46 replied to KeeKeeRN-NY's topic in General Nursing

   your husband is wrong you should pay the minimum to the highest loan amount and pay most or all of the payment to the lowest don't split them, knock out the smallest fast! its all numbers, you dilute your efforts if you split the payments across all ...

7. NELRP 2011 awardees

   Jmedina46 replied to KeeKeeRN-NY's topic in General Nursing

   Ok well I'm sorry its confusing I will attempt one more time to break it down.........this is usually how they tell you to pay your mortgage and or car payment it helps you save interest and get out of debt faster because it saves you interest. Again...

8. NELRP 2011 awardees

   Jmedina46 replied to KeeKeeRN-NY's topic in General Nursing

   No using the award money, if you are awarded 1000 dollars a month, you make the monthly payment just in two disbursements about 15 days or so apart, you have to call and ask when the billing cycle ends. so give 500 before the end of billing cycle and...

9. NELRP 2011 awardees

   Jmedina46 replied to KeeKeeRN-NY's topic in General Nursing

   Let me try to break it down: two extra loan payments if you send biweekly payments. 52 weeks in a year/2 bi weekly payments a month = 26 bi weekly payments or 13 total payments x 2 years is 26 payments not just the 24 you were awarded, not much but ...

10. NELRP 2011 awardees

    Jmedina46 replied to KeeKeeRN-NY's topic in General Nursing

    Yes our income bracket went up! with my wife and I both working we might be at that threshold where we wont get child credit and others so may be a bummer. If your income is 50k now its 90k and instead of paying your tax rate at 50k of about 20% (don...

11. NELRP 2011 awardees

    Jmedina46 replied to KeeKeeRN-NY's topic in General Nursing

    Yes that makes the most significant impact on this deal! Go with the lowest loan amount plus you can squeeze out two extra loan payments if you send biweekly payments. 52 weeks in a year/2 bi weekly payments a month = 26 bi weekly payments or 13 tota...

12. NELRP 2011

    Jmedina46 replied to nurse79's topic in General Students

    I got my letter July 22nd Friday and faxed back on Monday, at the bottom of my award letter was a fax date to the HHS secretary for a signature on July 25th so they may have already selected and seeing who returns the email fax back correctly and on ...

13. NELRP 2011

    Jmedina46 replied to nurse79's topic in General Students

    OH trust me I laughed out loud!!! Your absolutely right!! Thank you and I want to say thank you for jumping on here and doing what you did it was much appreciated for sure!! I hope you don't get in any hot water...I doubt it...I sent you a PM...maybe...

14. NELRP 2011

    Jmedina46 replied to nurse79's topic in General Students

    "Went to the mailbox to check and see, crossing my fingers for a contract for me, maybe the letter will set me free, it cost a bunch to be a NURSE you see, so I insert my key and open my box, and low and behold what do I see..., the fork in the road ...

15. NELRP 2011

    Jmedina46 replied to nurse79's topic in General Students

    Amylee, where in TX, I am also in texas, El Paso....no letter but I wont get home until tonight.