I'll likely have 200k in loans when I graduate. While this is daunting, as a CRNA typically you have a big shovel to pay things off.
As an RN I had 60k. I made 60k roughly, and I was able to pay this off in 10 years. This along with things like buying cars, buying a house, putting my husband through school and other such things. I made paying them off a priority but not the highest
As a CRNA I will likely make 160-200k+. I'm able and willing to move, as well as attend a program known for it's ability to graduate independent providers due to good clinical rotations, plenty of regional and OB, and such things so the probability of me picking a job with great pay and benefits is high. (fingers crossed)
I plan to immediately refiance my 7-8% loans with either first republic if I am able, or sofi, earnest, or laural road as they typically offer CRNAs the lowest rates. I have seen 1.95% for first republic, and 3-4% with the others. This will cut down the interest I am accumulating. I plan to look for a job with a sign on bonus if possible and all of that will go to the loan. My cars will be paid off, my house has plenty of equity when I sell (if the market holds), and I was comfortable living on how much I made as an RN. The goal is to just chuck all the money at the loans til they are gone.
Given these things, if I have a salary of 180k. 180k x .35 (taxes, SS, etc) =9750/mo AFTER taxes. I can pay 4k/mo on my loans comfortably, and still have 5750 to live on. And this does not consider my husbands income at all. And the fact that I will likely not need over 5k/mo to live on, and will probably pay more on my loans, and work overtime. But doing the 4k/mo in this scenario has me paying off my loans in 6 years, at the original rate of 7.8%. This is why I am okay with higher loan amount.
Your individual situation may be different, but if you are debt adverse and don't have much now, and your CRNA loan will be the only thing, you can knock that out in as little as 2 years if you are dedicated. Look at this prepayment calculator below, it lets you enter in all the variables, and see how fast you could pay off with different amounts, interest rates, and time frames. Hope this helps.