I do not expect for YOUR tax dollars to pay my mortgage, nor did I expect to take everything MY husband and I worked for and place it into a BASIC family home. Only to have the value flushed down the toilet, and owe more than the home is worth now. That is not my fought. You are possibility the only person in America who own a home and it has held it's value. GOOD FOR YOU. THE REST OF US FULL TIME WORKERS,STUDENTS,and PARENTS can use a little help. And I don't care where it comes from! You sound like the finance companies. What are all these home owners supposed to down size to? HOMELESS!