I understand your point but let me give you some info on this place. It's a 3 bedroom 2.5 bath, 1800 sqaure feet, carport, garage, backyard, gated commnunity. I bought it for 216,000. the development is not finished and the new townhomes of my exact same model are going for a little over 300,000. I highly doubt my house would loose value I mean for instance, does real estate in new york or LA loose value. My home is in Miami, 30 mins from south beach in a brand new gated community. Correct me if I'm wrong. You seem to know a lot about real estate and the market.