No students loans ever. LPN & ADN lived with parents, worked weekends as LPN. Paid cash for BSN, used GI bill to pay for MSN, FNP. 3 siblings with bachelors degrees; no student loans, both brothers Electrical engineers, sister accounting; no student loans for my daughter graduated 2017 with bachelors, used lottery scholarships, work study, waitress & bar tender. My ADN from community college. Current tuition at community college approx $800 per semester in state tuition, BSN program tuition about $3,000 per semester. Look at state colleges, community colleges.