Absolutely no!!! You are not naive at all!!! If you have the time, the money, and the drive to go back to school, please be my guest!!!
It will pay for itself in no time. In addition, don't be affraid of the competition... embrace it!!!
You had the same competition as staff RN!! Look at all surveys.. the psychiatrist shortage is real. Where I work, patients(with commercial insurance) have to wait for 2-3 months for non-urgent office visits... Patients from underserved area have to travel out of state for treatment!!! And last $$$$ is way better!!!!