Financial aid at community colleges as second degree student - page 2
I am finding it impossible to get aid at my school (Valencia community college in Orlando, fl) I am currently doing prereqs there and I called today because I was denied for federal aid and also for... Read More
Aug 9, '12I am working full time and taking pre-reqs part time. I pay for my classes out of pocket.
Aug 12, '12As previous posters have said, try to apply for a Stafford loan. That's what I've done throughout my whole time in nursing school. I already have an AA and am over 90 units. I work as a CNA as well. My school allowed me to submit a Special Circumstance form saying that I still needed financial aid despite the fact that I work. I still get a Pell grant and I get a Stafford loan each semester and I would not have been able to get by without them. I'm here in California and they sure are making it more and more difficult to apply. More and more hoops to jump through but I get all my paperwork in order and submit it each time. My school lets you see online which forms you still need to submit so it's easier to keep track of what you still need.
Aug 12, '12Quote from RNNelson79Did you petition those courses through an advisor or through FAFSA?I have a prior Bachelor's degree and was able to petition for courses not counting toward my Nursing degree to not be counted. I was granted 95 additional hrs which I can get fed loans for. Pretty awesome
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Aug 13, '12I'm in THE SAME BOAT and it sucks, I know. When I went to a community college straight out of high school the advisors say 'get your associate's degree!' but they don't mention that it will be harder to get aid later on -____- 4 year universities are more generous with aid in my area, probably because they're more expensive to attend? Have you checked out BSN programs? I know it seems pointless to work so hard for $10/hr or less and have the money make almost no dent in your tuition. In many cases I believe it's more beneficial to save more money rather than earn more money...having a strict budget helps me out, too. But, I made the most money being in food service...work somewhere with big tippers ; ) This semester I've applied for a private student loan. It is self certified and verified by the school, but the school cannot deny you for a private loan.
Aug 16, '12Just an update for myself.. I got my maximum credits appeal approved. Good luck to the rest of you! It's possible.. I wrote a small letter with my appeal fyi.
Aug 16, '12I am in the same boat. I have a Bachelor's degree in Government and was on the way to entering law school until a few months of deep self-reflection recently turned my career interests towards nursing. Now, I am scrambling to enroll for the pre-req courses at a local community college but may run into a wall with the aid as well (due to the college's deadlines for including Fin Aid as payment for late registration), which may push back my ability to start the courses until January. .
In any case, as a second-degree student, you aren't typically eligible for typical FinAid pkgs, grants or institutional , especially if you are just taking one-off credits and opposed to entering a program. However, the government allows Federal Direct Loans and Federal Work-Study only, for students completing pre-req coursework for the sole purpose of qualifying for another degree-seeking program. (I think you have to get the schools that you're applying to to provide a letter to the pre-req school as proof of what you're doing). This aid can only be used for a maximum of 12 MONTHS, and only once in your lifetime, so you have to be sure to take the pre-reqs continuously and to pass them in that allotted time. This specific loan prog is a manual program though,(meaning the systems won't automatically recognize that this is what you are doing.), so the fin aid office at the school at which you are taking the pre-reqs has to apply for it FOR you.
Try asking the Fin Aid office about this option and see if it is available, because every school does not participate. (Junior colleges often have different guidelines than typical 4yr universities.) Hope this helps! I'm still researching options myself! I work full-time, but my bills make it almost impossible to pay for these courses in such a quick time frame, so I completely understand your frustrations. Best of luck!