Need Health and Liability Insurance and CPR Training Prior to First Semester? How?!

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So confused.

The school I am interested in has this on their site in reference to things required before the first semester of Nursing School there.

All generic students admitted to the program are required to submit evidence of liability insurance, health insurance, medical records with specific immunizations and CPR certification prior to entering the first semester of the nursing major.
This makes zero sense to me.

The program is a day program, full time. It's pretty much told that you cannot work while you are in the program (like many nursing programs). So, how am I supposed to magically pay for health insurance while in school and have it before I start?

Same question for the .

Has anyone else ever seen this sort of thing? This is crazy to me.

(link: http://www.hunter.cuny.edu/shp/nursing/programs_under_generic.shtml)

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That is the norm lately. Most hospitals require health insurance to do clinicals there incase you get hurt.

Check with your school and see if you can get health insurance through them.

Good luck,

Sandy

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Most schools have an arrangement with an insurance company to sell health insurance to students who need it. Check with your school. And every school I've looked at wanted the policy to be effective at least as of the first day of school, so you probably don't need to have it right now. Ask your school if they put the cost of insurance in your "Cost of Attendance" calculation for financial aid purposes.

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That's the confusion.

They are saying they want you to have it 'before' you enter. Same with the .

I guess it would be less confusing if they were to say that the school would help you with the liability insurance and health insurance. This seems so cryptic and a huge barrier to entry. For people who are not working through school, again, how does one afford the monthly insurance fees? I don't understand.

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Specializes in Gastroenterology.

When I was getting my first degree, my health insurance, which I got through the school, was calculated on a per semester basis so there was no "monthly fee," just a once a semester fee. I would guess it would be the same at your school. Also, like atomic woman said, this cost and that of the liability was probably calculated in the costs of attendence, so if you are getting a loan or grant or whatever it will already be included in the money to come. I suppose if you're self-paying then you would need to consider that as part of the cost.

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Specializes in Pediatrics.

Our school provides us with that is added to our tuition fees. I don't understand why all schools don't do that

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Specializes in no specialty! (have to graduate first!).

Check and see if you qualify for state insurance such as Equality Care. That's what I have. And it's free. You just have to meet the income guidelines so if you're not planning on working this plan may work for you. If you have kids, you're almost guaranteed insurance. Go to the Department of Family Services.

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Specializes in ER/Ortho.

My school also requires medical insurance, , immunizations, TB tests, CPR card, physical exam etc prior to starting. I was got my acceptance letter in March, and I had until July 15 to turn everything in. Here's what I did.

1. I applied for and got medicaid which is the state insurance. I believe th above poster said she did the same thing in her state. It's all income guidelines, and it free if you qualify.

2. I called around and found a medical provider CPR class, and it cost $65, but I got it done.

3. We pay $20 a semester to the school program for our liability so I will do that.

4. When I called around to get my physical, shots I needed, and TB test I was told medicaid wouldn't pay for it because it was not medically necessary. The prices I was quoted for the physical were anywhere for $300 - $800 depending where I went. It was going to cost roughly $400 for a MMR, Hep B series, DTP, and TB test. There's no way I could afford that. I called my old ped who now is my kids ped, and he gave me the physical, shots, and TB test as a gift.

I asked the very question that your asking, but somehow it has worked out so far.

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It's odd that the school doesn't include in its costs. Mine does, and I never heard of school that wanted students to go out on their own to get it. My LPN school also doesn't require health insurance, but does require those endless lists of immunizations and CPR card.

As far as applying through the state for health insurance, that doesn't hurt, but you may not be able to get it. In my case, I didn't have health insurance when I started CNA classes over 3 years ago, and when I went to the state for assistance (I needed a physical), I was told in order to qualify for Medicaid, I couldn't earn over $400 a month. I had to pay for the physical myself. Also, despite being a parent, I earned too much to qualify for insurance from the state, although my daughter was fully covered. It does seem to be hard for adults with no dependents to qualify for state health insurance. I wish you the best.

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Specializes in Maternal - Child Health.

There are "Quick Care" walk-in clinics in a number of retail stores (Walgreens, Hy-Vee, Wal-Mart, etc.) that provide school physicals for $45, and relatively low-cost vaccines.

You can also check with your county health department and/or college student health service for low-cost vaccines.

Our school required us to carry our own liability policy, which is available thru NSO for roughly 1/2 the rate RNs pay.

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