Malpractice insurance

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I was recently told that it was advisable to not have private and that it is better to be covered by the facility at my current job. This goes against everything I have been told in nursing school and by other nurses. In fact, I have always had my own private insurance. Can anyone shed some light on the issue. I would hate to have an issue arise if God forbid there was a lawsuit. Thanks.

I have always been required to have insurance while in nursing school through the NSO. I have since then graduated and started working. Should I obtain coverage through that organization as an RN, too? What type of coverage is recommended?

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Specializes in Complex pedi to LTC/SA & now a manager.
I have always been required to have insurance while in nursing school through the NSO. I have since then graduated and started working. Should I obtain coverage through that organization as an RN, too? What type of coverage is recommended?

Yes if you graduated in the last year your premium is discounted up to 50%

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Specializes in Emergency.

Have your own insurance so you can lawyer up for you. As stated above, for a small amount you have excellent coverage.

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Specializes in Cardiology, Cardiothoracic Surgical.

Oh hell no. I just got around to buying it last week with my new job, and I'm so, so glad I did it. I also went through NSO. I've got assets now that I worked really hard for (house, livestock, my truck, retirement, to name a few), and I'm not about to lose them all because I was dumb and didn't buy it.

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