Published Feb 13, 2019
Cal08
3 Posts
I received a lawsuit from a credit company. would that prevent my form renewing my LVN license? or being approved to test for the NCLEX?
I have paid the fee to the creditor who submitted the lawsuit, but I still have to wait for them to file the dismissal to the court.
CalicoKitty, BSN, MSN, RN
1,007 Posts
I'd assume unless there was actual fraud involved, you should be fine. But, if you are convicted of a crime, get a lawyer.
Aliens05, ASN
142 Posts
I would agree with calico in that if it is indeed something you are being charged with in terms of committing a crime you would need a lawyer. Since I am not a lawyer I cannot give legal advise, but I will tell you what I think in regards to my past experience.
Without going too deep into detail I have had a "suit" against me before through a county courthouse that was related to past debt. Essentially what happened to me was that a local gym told me they canceled my year contract (in fact they didn't cancel it), and I never paid it because I was led to believe my membership had been cancelled. Long story short the creditor "sued" me for payment and even though I paid it the full sum, it was too late and it went on my credit record and affected my credit.
This did not effect me in any legal sense, such as background checks, but would show up on a credit check. It had zero impact on my RN license or ability to take NCLEX, however again I will emphasize this is only based my own experience as details of your situation may be much different so there is no way to know without legal advise from a professional.
In my case there is no fraud or criminal activity at all, I just didn't pay the debt on time and was suit by the collection company. As soon as I received the notice I contacted the lawyer and paid the fee. I was told by the lawyer that it takes 30 -40 day to file the dismissal with the court.
Thank you.
brandy1017, ASN, RN
2,892 Posts
The only thing that might prevent you from renewing your nursing license would be if you had defaulted on your student loans and that depends on the laws of the state you live in.
Thank you
Jedrnurse, BSN, RN
2,776 Posts
There are some employers who use credit scores as part of their hiring assessment. If this problem has severely "dinged" your score it may affect future job prospects. (I think this phenomenon is extremely unfair, BTW. Making it harder for people with money problems to find work? Yeah, that really makes sense... ?)