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Insurancedo

Posted
Jdawg55 Jdawg55 (New) New

Did nursing programs require you to have insurance? I currently can't afford insurance and I'm on the gold card. Please answer thank you :)

NurseCard, ADN

Specializes in Med/Surge, Psych, LTC, Home Health. Has 13 years experience.

What kind of insurance? malpractice insurance I'm assuming?

My nursing program did not require it. I'm guessing most nursing

schools do not require it, although some may.

MunoRN, RN

Specializes in Critical Care. Has 10 years experience.

I don't know why this is, but every nursing program I've ever been familiar with has required all nursing students to have health insurance.

4boysmama

Specializes in Hospice + Palliative. Has 4 years experience.

yes, programs will require proof of health insurance (as well as current immunizations)

NurseCard, ADN

Specializes in Med/Surge, Psych, LTC, Home Health. Has 13 years experience.

I don't know why this is, but every nursing program I've ever been familiar with has required all nursing students to have health insurance.

Really? Wow... I actually had health insurance the whole time I was in school, but never realized it was a requirement. Wonder why it is required? In case you injure yourself at the clinical site I guess?

donsterRN, ASN, BSN

Specializes in Cardiac Care. Has 10 years experience.

Yes, my program required it.

Sour Lemon

Has 9 years experience.

My program required it, as well ....but we were able to buy "crappy" insurance through some "crappy" company. It didn't cover hardly anything and had an outrageous deductible, but it was low cost and met the school's requirement. Ask a representative of the program for something like that to get you through.

Side note: I have no idea what a "gold card" is in relation to healthcare and I'm probably not the only one.

^ yup. Our school had the same for students who weren't insured. Here's a confession: when I went to nursing school, I quit my regular job. But I used my insurance card anyway and never ran into any problems, as they obviously didn't verify if the coverage was still good. So if you have an insurance ID without any expiration date on it, give it a try and save yourself some money. And also try not to get sick or injured during your time in the program.