Ideas on non cert alternative loan help

[Kitty Hawk, ADN, RN]

Hi

Okay I am freaking out. I finally reach my school's fin aid office which I've been trying to for several weeks, anyway my sub/unsub is not posted yet with AES and I want to make sure even though I have a ridiculous EFC (I will be quitting work but it doesn't reflect that) ...she told me not to worry and that she will be putting that in in July...however nothing is certified until 1 month into school, b/c too many flakes decide they want to drop after orientation!!!

So even Sallie Mae Tuition Answer wants a class schedule or tuition bill, none of which can I get until at least orientation!!!

I am quitting in 4 weeks we need to buy health insurance for the family and I need uniform, steth etc etc etc...

Are there any loans out there that don't require the certification and are they safe? The financial aid officer seems to think that they're aren't any, what does she expect me to do? Is it not her responsibility to find the money for those of us that are busting our butts to go back to school? I am really frustrated..if it's not one thing it's another.

HELP!!!!

[Lisa CCU RN, RN]

I thought you could tell the financial adid dept. was supposed to take a job change into consideration.

anyway, I have a sallie mae signature loan and I didn't need any verification; it went through the school.

[kasia2]

this is my advice...Private loans will go through your school whether you like it or not..if you need more money than just the ones for your tuition, like you need some funds for your bills, gas, food, type the letter to your school not Sally Mayes or which ever bank you applying to and state how much you spend on bills each month..then when the private loan institution will contact your school for the vertification, the financial aid officer will look at your file and will forward your additional monthly expenses to the private loan institution representatives. This way you will get more money to cover your school payments and 'survival' bills. Im doing this right now also. I just send my FAFSA application to see how much my school is willing to help. But to be on the safe side I'm also going to definetely applied for private loan institution by the method that I posted above. Like everyone else I also acquired bills. I look at the private loan as my 'back up plan". If I dont get 'something' from goverment I will use the funds from Sally Maye to pay my way through school...Other than that whatever money is left over it will quitely sit in the bank 'untouched', unless; I will feel that my job has negative impact on my school...then without slightest hesitation I will quit..my number one priority except my family of course its school...for the next two years I dont mind being a broke student because this is the opportunity I choose to take and follow on...Good luck to you...

[Dreamer-RN]

I recently applied for a Sallie Mae Tuition Answer loan and was approved. I do not have a class schedule or tuition bill (register for classes next month). I submitted my paystub and acceptance letter. Did they say an acceptance letter was not acceptable for your application, because their website mentions an acceptance letter is acceptable proof of enrollment?

[Kitty Hawk, ADN, RN]

I recently applied for a Sallie Mae Tuition Answer loan and was approved. I do not have a class schedule or tuition bill (register for classes next month). I submitted my paystub and acceptance letter. Did they say an acceptance letter was not acceptable for your application, because their website mentions an acceptance letter is acceptable proof of enrollment?

Thanks

My school will now draw up an acceptance letter, instead of the generic thing they sent out.

Do you know with the tuition answer loan is it sent then directly to you immediately...the school then does not still have to certify and SM then waits to disburse?

I'm so tired of hunting down loans...and I really despise the fact that if you make more inquiries to try for the best rate/terms your credit score drops...this is insane!

TIA

[WDWpixieRN, RN]

I recently applied for a Sallie Mae Tuition Answer loan and was approved. I do not have a class schedule or tuition bill (register for classes next month). I submitted my paystub and acceptance letter. Did they say an acceptance letter was not acceptable for your application, because their website mentions an acceptance letter is acceptable proof of enrollment?

I have a Sallie Mae TA loan also and did not have to submit anything that I can recall last year. I applied, they approved, I got a check in the mail to my home before the semester started. I am a student at a CC with a previous bachelor's degree and they never questioned a thing.