By the time I was done with just my associates degree I had 17 thousand in loans. I maxed out the amount I could take out which was about 7 thousand a year at 2.5 years this is where it ended up. I received a stafford loan. The payments were very reasonable. I then applied for and received a grant from the national institute of health which covered about 10 thousand or more of that just for working in the same hospital I planned on working in when I graduated.
Many hospitals will also help with tuition reimbursement as you go to school and work so after you finish your ADN start working and use some tuition support money from your employer to finish your BSN.
Some states are now even offering nursing scholarships
. I know Michigan has a 2000 or 3000 dollar grant. Be creative!
There are many creative ways to pay off your education. If you look into states to practice in that have nursing shortages many have options to pay off your student loans if you commit to two years. I know the hospital I work at will pay for your nurse practitioner degree in certain areas if you commit to working there as well.
If you look at your income now (this is how I justified the debt) and the income you will make when you graduate, will your income increase? Besides that you are investing in yourself. It is one of the best investments you can make in your lifetime.
Hope this helps somewhat