In a nutshell.....
I started having CP at work. The doc. I was working with admitted me. To save me time, he admitted directly, instead of through ER. (therefore, not an "emergency").
The hospital he sent me to was not within my insurance network. I did not know that. And I DID ask the admitting receptionist if my insurance was OK. She asked if it was Medicaid. I told her no. She then said. "It will be fine, I'll put in under commercial" (or something along those lines). So I didn't worry about it and signed.
Well, now the hospital calls and says I'm responsible for the whole 24 hr. stay. I explained that I had asked both the doctor and the lady that admitted me if it was covered and they both assured me that it would be. The biller on the phone just said "well, utimately it is the patient's responsiblity to make sure it is covered and you will have to pay."
What else could I have done? Is there any way I can fight this or am I totally screwed ???