Hi, I graduated last year..In order to get the job, they told me that they have to run a credit check on me..I know that I owe a lot of money to creditors but what my potential employer does not know is that I have a bank account with a lot of savings..The way I manage money is that I dont pay off my creditors all at once..I just pay off the minimum amount every month and save money..It is like paying off a home where people have savings but they just dont pay off the home all at once..My credit rating is excellent..I am at 780..I pay 6% interest on my credit cards..
My potential employer thinks I making too little to support myself so I got denied the job....And also my potential employer does not know that I am living with my mom now and she lets me live there for free..
Now, this credit checking thing to get hired,is kind of bad, if they dont have the whole picture!