ADN program in urban area costs more than BSN program in rural area. Which one to choose?
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I am at a point where I don't know anymore what program type I should pick, and how much money should play a factor.
Some important factors-
1. I already have a previous bachelors degree, but no student debt. I am trying to be conscientious since I owe my parents a small amount of money back for helping me with my first degree.
2. I have a job lined up (year around or in the summers depending upon what school I choose/how far away it is) as a CNA/eventually nurse tech.
3. I want to work during nursing school at least one 8 or one 12 a week.
With that said, I have applied for a nursing school that is an ADN program. Their total program estimate online is $19000. This is not accounting for food, gas and living expenses. Being that is in the city with extremely high rent (greater northern Seattle area), my calculations put me at about spending $37k for two years (bare minimum). But then tack on another $10k for an RN-BSN and it doesn't seem worth it.
Also, commuting from where I live to there isn't an option with how bad traffic is.
The special thing about this program is it starts this April which will get me in about 6 months sooner than any other program in the state. They also sometimes offer summer classes. Also, I would be able to stay at the hospital I'm at and work year around.
Now, a lot of the other ADN programs aren't taking applications yet for fall so I'm holding off on those, but they will be a lot cheaper. If I can find one closer to home I would only have to pay for gas and tuition which will be around $10,000. The only problem with them is they are mostly lottery based.
The only other program I've applied to is a BSN program in the rural part of the state. However, with calculations of how much it will cost to go there with the very low rent, gas and food is about $31k (bare minimum)
This program will start in August. From now until then, I will be able to work full time and probably will pick up a per diem job at another hospital as a CNA to save more money. I will also have my BSN and not an ADN.
The downside is I will be away from family(parents and significant other) for two years.
So, what would be the best thing to do? Should I not go through this ADN program since it is very expensive, or should I wait until the fall until I have a greater selection of schools to choose from?
This is a really important decision to me! Any advice, thoughts, recommendations would be awesome.