Quote from hiddencatRN
Ohhh that would not work for me. I've been previously denied private insurance for preexisting conditions. I need an employer plan.
And you are not thinking about traveling for a couple of years? Things should be different then with pre-existing conditions because of the Affordable Care Act. You will no longer be able to be denied. Expense is another issue of course, but the state plans will be subsidized by the feds and have a reasonable maximum cost.
The other way to go is to COBRA your existing insurance. You can do that for 18 months at the exact cost (plus 2%) that your employer is paying for group health. You may not travel for longer than that!
Travel company's insurance tends towards bad, but there are exceptions. You do get what you pay for, and companies with better insurance may have lower pay rates or lower quality housing. It is all coming out of a fixed bill rate, so that means every benefit you get affects another one - it is a fixed pot of money available to pay you. This is very different from how permanent employers work and determine the value of an employee but it is the nature of the travel game.
You can also COBRA an agency's insurance if you find one you like. So that buys you another 18 months where you can swap agencies at will.
If your pre-existing is major and you need a first class health care plan, you may have to go perm every 18 months until you qualify for COBRA again (usually within 30 days when your benefits kick in).