I start CRNA school in January and my financial office gave me their calculation of my cost of attendance today...$23,284! I spoke at length with them and they have informed me that they absolutey can not increase this number! They said that I will only be able to borrow up to this amount per year and that they will not certify any additional loans, federal or otherwise! I am a bit worried. I have a mortgage and 2 teenagers and car payments. I know financial stuff has been discussed extensively on here...I have read it all. However, a lot of the information is not current, and therefore, does not accurately reflect the current economy and changes in lending rules. Even sharply trimmimg my lifestyle, I still need about $50,00 per year. Does anyone know what I can do to get them to increase my COA? Or does any of you know about any lenders that currently lend without regard to COA or that do not require school certification? I can borrow a little from family members, but not enough to make up the difference between my COA and what I actually need. Please help!