I think this is all individual and your statement "the person makes the nurse" is exactly right.
I'm a second-career nurse who got my ADN at 40. Did the RN-BSN route in an accelerated program at a Christian University 10 years later. Not online. I do not think that schooling made me a better nurse. I think working in the trenches in a rural hospital where I did everything (med-surg, ER, L&D) made me a better nurse because I'm the kind of person who wanted to be a "better nurse". I wanted to learn all I could, my goal was being my patient's advocate, I worked with some great doctors and nurses who were my mentors.
The BSN afforded me the option to leave the bedside which I prefer now due to having a surprise child in my 40's and wanting to stay home for the most part to raise him like I did his older siblings (the oldest turns 30 today!).
The classes for my BSN taught me things like economics and nursing theory and how to do research. All worthy goals. But truly, that did nothing for my skills as a nurse.
As to having a forum just for this, I think there are so many threads about this particular issue that the OP can probably start one in a forum here somewhere.
Like General Nursing maybe?