Student/College Loan Information Needed


  1. Hello All -
    Last edit by Seven, RN2b on Sep 7, '08
    •  
  2. 8 Comments

  3. by   TheCommuter
    Check out www.SallieMae.com for student loans. They are known to issue student loans that are uncomplicated and hassle-free.

    Good luck with all your endeavors!
  4. by   IaCountryGirl
    Don't forget to fill out the FAFSA. You may be eligible for a Pell Grant. And the student loans aren't bad either- I had a gov student loan prior to this and the interest rate is very reasonable not to mention if something should arise when you go to pay it back, they are very willing to work with you.

    Not sure what the website is but try searching for U.S. Dept of education or pell grants.
  5. by   Student at UMass
    Go to this website to fill out the Free Application for Federal Student Aid. FAFSA on the Web - U.S. Department of Education You might want to familiarize yourself with your school's Appeal Process as well. This may come in handy because the FAFSA only measures your income from the PAST year, and for those of us entering school full-time and not working as much, this isn't an accurate assessment of our in-school income. Thus, you'll want to appeal to the financial aid dept. if you'll be earning less money while in school than your FAFSA indicates. I went back to school after 7 years, and aside from some performance anxiety (almost EVERY adult student get this!) I am doing great! My teachers say they love working with the "mature" students because we tend to prioritize learning first and work so hard. BEST OF LUCK! Here's one more website that you may find useful. It organizes student aid resources by state. students.gov - Student Gateway to the U.S. Government
    Last edit by Student at UMass on Dec 27, '06
  6. by   Seven, RN2b
    Quote from Student at UMass
    Go to this website to fill out the Free Application for Federal Student Aid. FAFSA on the Web - U.S. Department of Education You might want to familiarize yourself with your school's Appeal Process as well. This may come in handy because the FAFSA only measures your income from the PAST year, and for those of us entering school full-time and not working as much, this isn't an accurate assessment of our in-school income. Thus, you'll want to appeal to the financial aid dept. if you'll be earning less money while in school than your FAFSA indicates. I went back to school after 7 years, and aside from some performance anxiety (almost EVERY adult student get this!) I am doing great! My teachers say they love working with the "mature" students because we tend to prioritize learning first and work so hard. BEST OF LUCK! Here's one more website that you may find useful. It organizes student aid resources by state. students.gov - Student Gateway to the U.S. Government
    Thank you for your response. I don't expect to get "financial aid", per se, (because i'm certain my income is too high - although that won't be the case for next year) - but, you would recommend for FAFSA for "loans" as well?
  7. by   Seven, RN2b
    Quote from IaCountryGirl
    Don't forget to fill out the FAFSA. You may be eligible for a Pell Grant. And the student loans aren't bad either- I had a gov student loan prior to this and the interest rate is very reasonable not to mention if something should arise when you go to pay it back, they are very willing to work with you.

    Not sure what the website is but try searching for U.S. Dept of education or pell grants.
    Thanks very much for your response. I appreciate all the help I can get; and, I've gotten quite a bit from the folks on this website.
  8. by   Seven, RN2b
    Quote from TheCommuter
    Check out www.SallieMae.com for student loans. They are known to issue student loans that are uncomplicated and hassle-free.

    Good luck with all your endeavors!
    Many thanks!!!!
  9. by   Pixiesmom
    Quote from RMBnAZ
    Thank you for your response. I don't expect to get "financial aid", per se, (because i'm certain my income is too high - although that won't be the case for next year) - but, you would recommend for FAFSA for "loans" as well?

    Even if you don't expect to get financial aid I would definitely go ahead and apply with fafsa. At my school you must have applied for fafsa to be considered for a student loan, granted they are subsidized loans and this may not apply to you at this point. I'm not as well versed on loan information and I'm sure you'll get some wonderful ideas from the members here. Welcome to the forum and to the wild ride of pre-req's.
  10. by   Student at UMass
    Yes, your income may indeed be too high NOW for grant aid, but the FAFSA will enable you to receive Federal Direct Subsidized and Unsubsidized Stafford Loans with better interest rates and deferment periods that, while still "need" based, are far more generous in their income requirements. Also, that appeal process I mentioned may help you to get the aid you will need given your ACTUAL student income...Not your PRE-student income. This has worked well for me...It's all about knowing what hoops to jump through in the financial aid office. Often, financial aid doesn't advertise this option to their student body, you need to ask for the proper forms directly.

close