Defaulted student loans

  1. Can you obtain a license as an RN if you have a defaulted student loan? And does it matter if it's a private loan or a federal loan that's defaulted?

    Does it matter if it's a loan you took out for a prior degree vs. a loan you took out while pursuing your education as a nurse? Can anyone direct me to a source of information where I can obtain answers to these questions?
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  2. 4 Comments

  3. by   NRSKarenRN
    defaulting on federal student loans often places you on govrnments sanction check list which prohibits hiring by healthcare facility accepting medicare + medicaid payments.

    see info here to check if your name on list: oig exclusions list + affect on nurses ability work
  4. by   Karl Farmer
    FAFSA.gov, start there. I here that they will be preventing professional license renewals (for any occupation) for defaulted federal loans.
  5. by   carrie_c
    I don't know if you will be able to get a license, but I know in my state, they have become very strict on people who default. Everyday I have read about nurses getting their licenses revoked for default. I don't think it matters what degree you took out the loan for, but you should call the BON in your state and ask.
  6. by   Karl Farmer
    At the top of this list of posts it refers to OIG exclusion list- check there to see if your name is on it for inability to work in a gov't sponsored facility, for student loan default. Very infomative, I was unaware of this site.

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