I think the whole preceptor issue is a HUGE rip-off and should be considered a scandal in nursing education. Colleges take students' money ... and then expect the student to supply their own teachers. The preceptor does most of the teaching and the school collects the money. The preceptor gets nothing unless there is a private arrangement made between the preceptor and student.
I have preceptored several graduate students in my career -- and believe me, it is not always easy. It takes my time, my patients, my expertise, etc. and not once has any school ever compensated or rewarded me in any way. Some schools
(one very large, very famous, online program) don't even communicate with the preceptor in any way. (In one case, I tried to contact the school about a severe problem with the student and could never get through to anyone at the school who cared.)
My recommendation for any prospective student reading this is: Never begin a program that requires a preceptorship unless you have a preceptor arrangement worked out ahead of time or unless you are going to a school that will provide a preceptor. Don't invest your time and/or money in the classes until you know you have the means to finish and graduate.
For those of you already in programs: Start looking now. Don't wait until the last minute. Make professional connections. Attend local nursing events where you might meet potential preceptors. Discuss your education with people at your work -- and everone you know who might know something. Make an "information only" meeting with someone "in the know" within your community (where you will let them educate you about the lay of the land in your community). etc.
And be sure to put the lack of support from your school into any program evaluation you do. The accrediting agencies need to step up to the plate and do something to help this situation.