I am NP and an educator. I love both, but my heart is in education.
I carry liabilty insurance as an NP and would definitely carry it as an RN educator as well. As for in classroom liability, not so much. I've personally never known any type of liability issue in the classroom. Not to say there aren't any, but very rare, I'm sure.
Yes, we are desperate
for educators at all levels of nursing.
Both career paths are stressful in their own way. One would think that patient care is THE most stressful and I suppose that is probably true. But, in my humble opinion, education is one of the
most hardest jobs I have.
A different kind of stress.
Good luck with your decision(s).