Oh the high deductibles! My DH during one year of cancer treatment had over $15,000 in copays and deductibles. I had to get a PT job in addition to my FT job to help cover those costs plus be there for him. It was really tough for us all. I wanted to cry when I had to leave him for job #2. But it taught me to save, save, save as not to be in that predicament again.