Hi all. It has been a while since I have posted. I have been a nurse for 14 years. Have tried everything from M/S to tele to teaching at the college level. I now work at a busy outpatient wound care clinic. I have MS, Crohn's Disease and hypoparathyroidism from thyroid cancer surg. Sorry to complain, but I am so sick and tired of being sick and tired. Tried to go back on SSD. Problem is I am married and my husband is on SSD too for DDD of the entire spine. We can both be on SSD, can get medicare (that doesn't cover all of our expenses) can't get medicaid b/c we make too much a month(even for a spend down). Problem is, if the CD doesn't flair up the MS does(that's how I lost the college teaching job... too much time sick or in the hospital).
This job I have now is physically demanding, very stressful(been there a month and keep getting "spoken to" because of my mistakes(not all mine).
I've tried getting into case management for insurance(no luck, no experience). Same with legal nurse consulting. Don't want to divorce my hubby(yes, people have told me to do that).
I am so depressed. This is NOT why I spent 8 years going from an AAS to an MS with NP degree(it is in gerontology no one wants a GNP. they want an ANP of FNP and I have close to 100,000 in loans now....Plus a COBRA payment of 600/month....Did I mention that is job is only per diem no benefits? I am paying for COBRA from my last job).
Maybe I just needed to vent. I thank anyone who cared to listen. I appreciate it.
The vocational rehab encouraged you to take out $100,000 in student loans while disabled? I'm sorry you find yourself in this position. I hope you are able to get a job that you can do. It is a crime the way people are encouraged to go back to school to pursue their dream, take out loans and don't worry about the future, it will work itself out. I would avoid caution with student loans in general but especially when your on disability or in poor health! Student loans are not dischargeable in bankruptcy and they will even garnish your SSI or SS. Even if your declared disabled that is still not enough to get the student loan monkey off your back. They will still garnish your SSI and you will be forced to appeal to try to get them to stop!
Instead of pushing more student loans, the DVR should be working to get people employed, ie employment agency not a college recruiter!
Have you tried getting a job as an NP for a nursing home/assisting living. They have such jobs out there and that should complement your gerontology NP.
Last edit by brandy1017 on Oct 3, '12