PHILMAN APPLICANTS forum

Time, and again on this forum, nurse applicants have been warned about taking massive finance for this 'dream'.

It is just not worth it. Most jobs advertised do not offer sponsorship anymore unless you have much experience in the specialties and even many of these jobs are asking for applicants with work visas. Take the risk but not by using a finance company for the money.

OMG thats approx 50,000 Australian dollars!!!

I accompanied my friends to philman before they went to OZ. I watched them sign cheques amounting to 1.9M to 2MILLION. Their loan was originally 1 million. The interest would really become 100%. If you can find a better(but still reliable) company that can loan you the money. Go. 100% interest is just way too much... Pray for God's provision.

i don't really have the financial capability to shoulder the financial expenses for the bridging program that's why, i'm just gonna avail of this loan; although

, the interest rate is really too much. i don't really have a choice becoz undertaking the bridging course is really expensive. well, lucky for those who have enough money for this.

Is there no bank loan you can get with much lower interest rate?

What if you cannot get work, how will you pay these big amounts back?

Are your family aware of the situation now in Australia.?

Have you read the few reports of those that have taken time to post that very, few if any are getting work.

In Australia those who do not evaluate the plan and do not think critical and have a plan if things go wrong are considered to put their head in the sand. Please think things through first, evaluate, have backup plan, do not put ypurself and family through such worry with massive paybacks, go to a bank.

yup mr.ceridwyn. i'm actually considering that as an option.

I want to go to Australia and work as soon as possible, please let me know what are my best options.

Anyone here who has finished the bridging course and started to repay their loans?...Would really love to hear from you guys.. Thank you!

I know of 3 nurses who are desperate for work and are borrowing from family and friends back in the Phillipines just paying the loans back and wanting to return to Australia cannot afford airfare cannot afford to live on return to Australia to look for work. They have applied for immigration visa as there is no work for generalist nurses for sponsored visa.

I know of 3 nurses who are desperate for work and are borrowing from family and friends back in the Phillipines just paying the loans back and wanting to return to Australia cannot afford airfare cannot afford to live on return to Australia to look for work. They have applied for immigration visa as there is no work for generalist nurses for sponsored visa.

Hi! that's sad,, but i guess we just have to be optimistic.

Hi guys! This is my first post on this thread. I googled and found this when I was researching more credentials on Philman and AG Finance.

I attended an orientation held in Cebu last week. I'd say there was much information being held back. I came to the orientation to know about their loan assistance. The AHPRA and IRON school I am well aware of how to do it.

When asked about financial assistance, they couldn't answer any. (How could they not know, they have been in this business for quite some time!) They said they do not do the finance thingie, it's the AG. Luckily enough, the brochures handed out had AG Finance's contact #s. So my father and I tried to contact them. I understood how it was not proper to disclose financial matters on text. So, a few days later AG sent me email of the requirements assuming I was done with AHPRA. Again, questions regarding interests, how much to pay, when to pay back, etc were all being held back. It's crazy. How can one decide to sign up with them if he does not know the risks entailing to availing such huge amount of loan!

Looking at the comments on this thread, I think it is not probably worth it with this agency...

Or would anyone want to disprove?

Is renal nurse in demand in Australia? I'm planning to enroll for a hemodialysis training and work for one year here before applying to AHPRA.

Not if you have only 1 year experience, new sponsorship new rules, locals have to be employed especially new graduates if the job entails a nurse with little experience. Even in specialist areas.

You would be luckier to apply for independent visa and then you an shop around more and job does not have to be full time work.