May not finish last year of school?

[citylights89]

Mostly due to financial reasons. So far, my grades have been excellent. However, I have been in school for 4 years already and have used up my $8000/yr scholarship for the fifth year. The remaining funding is barely going to cover tuition and fees. I thought I could take out a small private loan to cover the rest, but I unfortunately discovered that my credit is bad, way bad (

I am super ****** because thanks to her bad decisions, my graduation, which has already been delayed 1 yr because of the stupid 3 yr nursing program, will be prolonged even more. I can't even get approved for a $3000 loan its that bad. If my balance is too high for a semester, my school will not let me register and I won't be able to finish. I feel really crummy right now and have no idea what to do. I could try to find a job (besides my student worker job), but who knows how long that'll take and to save up $9000. Has anyone ever even left nursing school and picked up where they left off? I see it in other majors. I just want to finish so I can move on with my life, but instead I'm really stressed right now. I'm entering adulthood with s**ty credit and thus will hardly be able to attain anything for myself. Loads of emotions going through me right now.

[sandyfeet]

Have you talked to your nursing program? At my school, they have an emergency fund. I was robbed right before school started, and I went to the program office. They gave me a little application to fill out and within a few hours I was approved money to get a comouter (one of the things that was stolen). You might not be able to get all of the money, but they could give you some, or at least point you in the right direction.

[citylights89, BSN, RN]

I already know about it being a form of identity theft and fraud. I confronted her about the charges and possible consequences, which she claims she used to pay utility bills and groceries, and it got really ugly. I'm scared to confront her again; She completely flipped out on me big time. I will just have to pay the small settlement for Fingerhut on my own and wait until that other charge off falls off in about 7 yrs. The credit cards are expired right now, so its a matter of paying them off. I'm already paying for the other credit cards which had a cumulative total of about $900. It sucks, just like the rest of my life right now.

BTW, it's so expensive because it is a private religious university. Sometimes I do regret going to the school because of the price, but what's done is done, so I have to finish it out. I'd be lucky to get out with under $25k in student loans upon graduation. I'm already at $19000.

[UpstateNyDollCna]

I'm sorry that this happened to you. Is it possible for you to get some type of academic scholarship?

[Italia23]

i know this might not be what you would like to do but you could look into tranfering to a community college associates degree program. i am guessing you would only be there for a semester since certain classes have to come from them! but you would be able to graduate and work as an rn and finish up your bsn at the same time! it's worth looking into so you don't lose everything you have worked so hard for! good luck!!!

[caliotter3]

Your situation is another reason for a loan fund for members of AN, which has been suggested in the past.