have you ever been in the military? gi-bill is almost $1000/ month. also, pell grant, depending on your income, is a max of $4050/year. you can also get a stafford loan (federal loan), and as long you pay the interest (should be less than $100/mo), you don't have to pay that back until 6mo. after you got a job/graduated. btw, it's not based on your credit
i pay about $560/semester plus books (depends--get them used--$400).
another thing, many nursing scholarships are available, some around 3-5k/ year.
talk to financial aid@ your college. you'll be surprised what you can do!
i came from germany 12 yrs. ago, married/kids(4), and even though i had college, i had to get my ged and start from scratch. i have a 3.5 gpa and just got into lpn school--rn is my final goal
i'm almost 36, and trust me, it's never too late to fulfill your dreams.
i wish you the best!
~with god all things are possible~