How did/do you pay for nursing school? - page 7

Nursing school is expensive. Many people have used student loans, scholarships, VA loans, grants, and even worked through school to pay for their education. The main reason for this thread is to... Read More

  1. by   Nursing2102
    Loans loans loans!
  2. by   0402
    Have used a VA loan twice now, to buy a house, but never heard of such a thing for education- perhaps they meant using the GI Bill?

    I paid cash for prereqs and used my GI Bill for one semester, as well. For nursing school, I took out loans, got one small scholarship as well as a small grant, and used my GI Bill. My first year of nursing school, I had the old GI Bill and for the 2nd, I had the new, post-9/11 GI Bill. If I had had the post-9/11 GI Bill for both years, my loans would be about 1/3 of what they are now. The old one barely covered my childcare costs, while the new one covered a substantial part of my tuition, along with housing allowance which more than covered childcare, as well as a book stipend.
  3. by   soxgirl2008
    A few grants, and out of pocket. I owe around 3,000 in loans right now, but I don't plan on taking out anymore loans. I start clinicals in January at an ADN program and will pay out of pocket. Its a public school so tuition isn't too badWhen I do my RN-BSN, I'll probably pay for that out of pocket as well unless my employer covers it. I'll only have 4-6 classes to take though so it won't be too bad hopefully.
  4. by   rn2bnok
  5. by   peanutsauce
    A combination of: academic scholarships, state/federal grants, loans, and a relatively small amount of help from my parents. Thankfully, I came out not too ​far in debt!
  6. by   Streamline2010
    *** First, prereqs for an LVN program!? I have never heard of such a thing. Wow they get you between a rock and hard place. You can allow the CC to rob you of years of your life, or allow the private to rob you of your money. Here in Wisconsin a high school graduate can be working as a licensed LPN 10 months from when they start LPN school. Of course there are no prereqs, except background check, CPR, immunization titers, GED or HS diploma, and at some schools CNA, but no college class prereqs.
    Working in 12 months, here. Western Pennsylvania might be an excellent place to look for a LPN school. Every county has a "career center" that used to be called a vo-tech, and they all have a LPN program that starts at least two 12-month full-time day LPN classes per year and possibly a third LPN class that's 2-year part time. And there's a school just over the line in Youngstown, Ohio that offers a "night" LPN school. Really it's afternoon shift 3PM - 10PM or 11PM. And one outside of Warren that tried an 18-month fulltime LPN, but I don't know whether they still offer it now. Ballpark total cost on the 12-month programs is $12,000. It was just $9,000 in 2006-2007.

    No prereq classes, since these are vocational programs. Taking college microbiology and A&P will definitely help you on the entrance exams, though. No prereqs, except background check, CPR, immunization titers, GED or HS diploma, and a good score on the entrance exam. Most schools use WorkKeys or TEAS, I think. I have not heard of any school requiring a CNA.
  7. by   lemur00
    I worked full-time nights 11-7 and went to school during the day - sometimes till 4pm if necessary. Slept on nights off or weekends. Guess I'm old school but I don't owe anybody anything which I love.
    I did the same except I fast tracked to finish my degree in three years (which meant more months of school)--I also quickly realized I had to drop to 2/3 time during the school year (60-70 hour weeks were doable for me but 80 not so much) and worked all weekends. I would not recommend this if there is any other way to do it. I hurt myself a number of times and had a resident fall out of bed on me from working tired. Would have been happy to get student loans, which here are forgivable if you're willing to do a return for service and go to a rural area. Guaranteed job plus no loans plus getting more than 20 hours of sleep a week? Man.
    Last edit by lemur00 on Oct 10, '12 : Reason: was replying to another comment that was not quoted in the "reply" option
  8. by   dhoff
    I'm a traditional student going to a university (and living in the dorms) and it is pretty expensive. I pay about $7,000 (not including books, uniforms, or other supplies) for tuition, meal plan, and living expense on campus. Before college I saved up a little over $10,000 from working my high school job so I wouldn't have to work as much during college. I do take out loans (about $15,000 so far and another $3,500 that I owe my parents -- I'm in my junior year). I haven't been working during the semester just because I want to focus on school and I'm involved in a lot of on-campus activities. I've been working during summer break and during winter break (which is a month long!) to try pay for everything. Money is tight, but I'm incredibly thankful to my parents who have been helping me out when they can. They pay my meal plan (which is roughly $1,400 a semester -- kinda ridiculous) and they gave me a $3,500 loan this semester because my loans got cut in half (my dad's business did slightly better last year so they had more income and the FASFA assumes they are paying my tuition). My biggest wish is that the FASFA would not take the parent's income so much into account because most parents don't pay for their kid's tuition.
  9. by   periwinks00
    When did you find time to study!? I was approved for the HRSA grant $5K, but I don't plan on staying with my employer - which is a requirement of the grant, although I could still utilize it if I stay within the same field and work 24hrs per week. The wild card, amongst other things, is that I have a 2 year old son who will be 3 by the time I start school (I am praying things will work out and my mother will step in while I'm attending a postbac BSN program). Any advice?
  10. by   rmolander
    I work part time as a CNA, receive a Pell Grant, a subsidized loan, as well as a yearly honor's scholarship. Money is still tight, as a single mom, but I get by. In a couple of years I'll be able to breathe a sigh of relief as it will all have been completely worth it.
  11. by   rmolander
    To periwinks00:

    You just have to go for it. I work 18-24 hours a week, am a single mom of a three year old, and still attend school full time. There are two days a week I don't see my son at all... it's incredibly hard. But if you want it, wake up at 4am and push hard until you pass out at 10. You CAN do it!
    Last edit by rmolander on Oct 11, '12 : Reason: meant as a reply for periwinks
  12. by   soontobetexan
    Loans the first 2 years then the wonderful nursing scholarship program with they paid everything in full plus a mthly stipend and money for books
  13. by   jessica91588
    I am borrowing money from my parent's savings for an Accelerated BSN program, but am also investigating the Navy Reserve. Any opinions from experienced military?