Hi Everyone!!! I'm sure some where on here there is a thread that could answer my question but I surely have not found it yet. I am currently getting my BS in Psychology and then I'm either doing the accelerated BSN program or the AS program (because of the cost difference). My only dilemma is that I'm almost pretty much maxed on my Direct loans at the $31,000 because unfortunately my mom is a single mother and doesn't make enough to help me with tuition. I had to move to go to school and I'm now living on my own and going to school full time while working a part time (with full time hours) job. I've done the research and I've read that since I'm at the maximum borrowing limit that I won't be able to borrow any more money. Has anyone else encountered this and if so, please tell me how to deal with it!!! I know this sounds like another sob story but I'm actually telling the truth. I've pretty much worked since I was 15 and never thought I'd be graduating with a BS in anything! But my ultimate goal is to become a Psychiatric Nursing so after a couple years in the nursing field, I was going to back and get my Master's probably in Counseling Psychology or even Nursing. But right now, the cost and having no money is really discouring me of becoming a nurse, period.! Hope you ALL can help and give me words of wisdom because I could surely use it!