Quote from Mama_Cashew
@holli_80_73, I'm not sure who told you that you couldn't get a student loan with a previous degree, but they lied. Since you have a Bachelors degree already, you can't get any grant money, but as long as you haven't reach the limit on undergraduate loans, you should still be able to take out student loans. I'm not talking about private loans either.
I know I thought the same thing but I am just going on what they emailed me recently. I emailed the fin. aid dept. and they said no you can't get any since you already have a degree. We do not approve loans for students with a bachelor's or higher to get a "lesser" degree. They consider the ADN less than a bachelors.
I asked is there anything that can be done..and she said well you can try to appeal it but I know from experience they deny those too.
I felt helpless when reading her emails---so I started asking around and other students faced the same thing..they had to resort to borrowing from people or scholarships. I would try for a private loan but I am not sure about my credit to be honest..I owe more than I make is how they see it---I would even sign with a place and agree to work for them but the only ones I know of pay back what you borrow..so they pay after the ADN..not before.
I also think it is the school's decision if they give loan money to people like me or not...I have heard and read where other people get loans and some don't.
Do you think there is someone else at the school to approve just 1-2 semesters of aid above this counselor ? I only borrowed 17,000 total in my entire life for student loans. 5,000 in my undergrad and the rest in my grad. so I know the aggregate amount max doesn't apply to me yet. and I have never defaulted (another criteria)