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What do you think I should do? Im single, and no children, but I have bills to pay such as credit cards, car payment, and insurance. I was thinking of working part time while going to nursing school to cover those expenses. I forgot to mention food and utilities. I have the stafford loan but it will only cover tuition, rent, and books. I am 28 years old, independent, and so so credit worthy. I cannot be approved for a private loan without a cosigner. I cannot find a co signer thats why Im thinking of a part time as a last resort. Im really stressing out over my finances for school. I have money saved up..about 8000 dollars... Im only doing the last two years of my BSN degree...What should I do??? What do you think is the best option for me????
Everyone is different and the truth is that it depends on the individual. There are people that work fulltime and go to two colleges at the same time and they do fine. There are those students that don't work at all and they do fine. There are those that work part time an do fine. It is all a matter of what an individual is capable of. Not everyone can work part time or full time. The truth is you may not hear from those potential nurses that didn't make it working fulltime. Do what works for you as a person. I am going to be honest with you. Less is best. If all you have to do is part time then work that. Don't work at all if you don't have to. It isn't about bragging rights. "I worked two full time jobs and raised 6 kids while going to nursing school." Good for those who did it and didn't have a choice but don't do it unless you have to. Listen to what advice you are given but do what is the easiest and what you are able to do. Basically, take the simplest way out if you can while going to nursing school. It is less stressful when you don't have to worry about working. You can study all the time. If you absolutely have to work then do it.
Its certainly doable, and you will likely be very tired doing it, but you gotta do what you gotta do! I worked anywhere from 20 to 35 hours a week during nursing school at a completely unrelated job (banking) to pay bills. Did I enjoy it? It wasn't always fun but I didn't have any other choice. Was I jealous of all my classmates that were able to just go to school, without having to work? Tremendously! But, you gotta do what you gotta do!
I worked full time as a patient care tech (Friday, Sat and Sunday) while going to nursing school also full time.
My children were 5 and 7 at the time. It was very difficult-don't see how I did it looking back now. I did laundry and grocery shopping at 0400 many mornings. I was determined to make it work- my kids, now grown are very proud of me-they never felt that I put school or work ahead of them.
Still- do it now before you start your family. You can do whatever you set your mind to.
P.S. Some of my classmates worked 2 jobs to support their families and still go to nursing school.
Good Luck:nurse:
Di Deanna
259 Posts
What area do you live?
I suggest you move into a room instead of renting your own place. In fact, to keep costs as low as possible, get a roomie. You are only going to be there to sleep
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Also, if you have ANY public transportation system at all..get rid of your car completely. Cut off the cell phone..use a cheap lanline..such as vonage etc. I know there are deals out there that are $10/month.
Make all of your food...potatoes, rice, and bread are GOOD fillers
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Call your credit card companies and work out a SUPER low payment, or ask them to grant you a certain period of time where you do not have to pay..and then you can resume.
The car is the BIGGEST issue here. They are just TOO expensive. I know that in some cities, cars are practically essential...if you feel you cannot part with a car...you need to move as close to campus as possible...this way you virtually do not need one. Yes, you will be "roughin' it"..but it will be SO worth it.
Might financial aid cover the cost of a dorm room? I know it's not ideal..but just a thought. :)
:flwrhrts: