When looking at colleges (financial aid)

Nursing Students General Students

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I am in an accelerated 2nd bachelor's program. Many students, like myself, must take out student loans.

I chose a (somewhat) more prestigious private school - not realizing that the biggest egos there reside. Now I wish I had chosen a school where more of the student body was working class. Something I wish I had known to consider when applying to programs is the date that the school releases funds to the students. I had to come up with thousands of dollars for living expenses and books and did not see a refund until the 3rd week of classes. (I guess they assume that their students don't need to factor in money). When I expressed my dissatisfaction with not being warned in advance - they said basically "everybody's doing it". However, when I recently looked at a different program's website - they listed that funds were paid on accounts 4 weeks before classes begin.

Definitely check with a school's bursar's office and find out when the funds are actually are put into student direct deposit accounts. (At first they used the term "dispersed" and gave me an earlier date - apparently "disperse" doesn't mean to your bank account). It made for a very stressful beginning to an already stressful program.

The "drug dealer comment" was sarcasm- I realize sarcasm doesn't always work via the internet. It is just that most people don't talk about paying for large expensive items via "cash". But I want to thank you because you got my mental wheels turning. I think I am going to apply to the local community college program. At around 2,000$ a semester - i could see how working and paying for it might be possible.

Specializes in Critical Care, ED, Cath lab, CTPAC,Trauma.
"the school I started at dispersed and refunded about 7-10 days before the start of school. I honestly didn't even think about being any different when I transferred. The school I'm at now refunds several weeks into the semester. I can honestly say I hate this method. It pretty much forces you to buy your books from their book store (they don't do book advances but they do allow you to spend your FA in their book store before the refund date). Luckily I found the rest of my books used for very cheap from local students and only ended up buying one from their store."

This supports my argument that the schools have a choice in when refunds are given out. At Loyola the max amount of credit given was 800$. My expenses including required supplies and books was closer to 2,000$. The lab instructors went as far as to tell students that they would be sent home if they didn't have all the materials. What bothers me the most are the people on here saying "that's just the way it is". If this system doesn't work for the majority of students then it should be changed. Nothing in the U.S. should be unchangeable if it doesn't work for the majority. I have learning disabilities that would make working and going to nursing school unrealistic. Yes - I could accomplish a different degree more readily but I think that my personal challenges would make me a very good psychiatric nurse. And I have taken all of the pre-requisites for just about any B.S. or M.S. nursing program out there. It was very difficult for me. I just don't think it is right that schools get to make all the rules and take all of our money. Students should have more authority over the college system than they do. And I don't believe in accepting "that's just the way it is". Especially given that a college degree seems such a necessity these days.

It is because a college degree being such an essential key to working that they do as they wish....supply and demand.

Just like when you are going to buy a car. You are looking at a Kia and a Mercedes....the Mercedes is THOUSANDS of dollars more. Is it a "better" vehicle? Yes...maybe but aren't you paying a little more just because it is a "Mercedes"? Or you have 2 real 100% leather purses that look exactly alike.....except one had the Coach trademark....which one is more expensive? and....is it worth the price.

Specializes in ICU/ Surgery/ Nursing Education.
I just don't think it is right that schools get to make all the rules and take all of our money. Students should have more authority over the college system than they do. And I don't believe in accepting "that's just the way it is".

Ahhh now for the real heart of your post.... You know without the sarcasm I agree with you 100%, but do you realize that you just answered your own dilemma? You don't think you did? What if you had more control, how would this be accomplished?

But I want to thank you because you got my mental wheels turning. I think I am going to apply to the local community college program. At around 2,000$ a semester - i could see how working and paying for it might be possible.

Ding, ding, ding..... You have it!! You had all the control and never knew it. You chose not to buy the Mercedes but purchased the Kia that will get you to work everyday and allow you to attain your goal! maybe it isn't the greatest analogy, but it worked.

So if more people didn't feel like they had to settle with an expensive private school because it was their only choice (for what ever reason), maybe the expensive schools would have to change. But there are too many people that are blinded by the fancy name or think it is their only shot at their dreams so big expensive schools flourish. Overly simplistic, maybe but think about it...

What bothers me the most are the people on here saying "that's just the way it is". If this system doesn't work for the majority of students then it should be changed. Nothing in the U.S. should be unchangeable if it doesn't work for the majority.

So now that you see things clearer do you think that many people on here might not be going to the expensive "name brand" schools so they don't have the same frustration or problem as you? Yes, overly simplistic again but you know community colleges work. Small colleges work. So why not use them?

Off my soap box now.

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