Wage Garnishment and Taxable Income

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Hi Everyone!

I have tried to google this but cant come up with an answer. There is a possibility I may have my wages garnished in the future. Its not a definite but I'd like to be prepared if it does happen and write my contracts in a manner that is the least destructive to my income.

Does anyone know if they can garnish your NON-TAXABLE income? I currently find it to be more profitable to take the housing stipend and find much cheaper housing on my own, essentially pocketing whats "left-over" of the stipend. However-since when they garnish wages they garnish a "percent" of your income so Im wondering if they can garnish my hourly AND my stipend or if they can just garnish my hourly.

While I don't wish wage garnishments on anyone Im hoping someone has any experience or insight with this???

Thanks in advance!

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Specializes in NICU, ICU, PICU, Academia.

Sounds like you need to talk to a lawyer. It is a complicated situation, for sure.

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I agree! Right now Im more doing research and figuring out what to possibly expect. I also realize laws will vary from state-to-state so Im just looking at the broad picture for now rather than spending a lot of money to consult on a "what if" with a lawyer. If it comes down to it and I get an actual real judgment against me I will definitely get ahold of a lawyer then. There is still a big chance I wont have to have a garnishment so Im just trying to get an idea of what people have previously dealt with so that IF it happens mid-contract, my contract will be written in the least destructive manner since it may be 13 weeks before I can change it again:)

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Besides what you might be able to hide in the way of income, I hope you are considering if you should. If what you owe is a fixed sum plus interest, you should pay it off as fast as possible. If it is an obligation such as child support, you really need to pay as much as you can afford. Lots to consider! If there is some way you can pay your obligation now, that would be best. Garnishment will be a huge credit hit - by the way, reducing your income can also affect your credit.

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Def all things to factor into the equation. But as not to distract from the OP-does anyone know if non-taxable income can be garnished? TIA!!!

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Specializes in Critical Care, ED, Cath lab, CTPAC,Trauma.

I am sorry you are expereincing thee issues. We cannot as per the Terms of Service offer legal advice.....

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I wish you the best....thread closed.
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