Yes, anything over 40 is OT. I don't know if 48 is common out here or not. I don't think most of the other agencies require 48 hour weeks but NC does. Most of my fellow travellers here are from Nurse Choice......as soon as they finish their first contract with someone else....grin. AMN folks that come here and are exposed to NC travellers are shocked at the pay difference.
In answer to your question about the housing, the stipend is added onto your weekly check in the tax free area (I think). I am not sure how it is dispensed because I have always taken their housing. Housing for singles is Extended Stay Deluxe. Not bad and the way I work, I'm either sleeping or working..or not in town at all. Probably the housing section of NC would help you find an apartment.....but they are fairly expensive here for the nice ones.
LMC uses travellers in med-surg, tele, SDU, ICU and ER. If you want to come to MY
ICU, you better be friendly, competent and team oriented (like the rest of us). That was meant to be humorous but actually, it's not a bad request. I wish I could tell you how it is over at Presby but I can't. I've heard both good and bad.....just like everywhere else. You make it what you want....and you can make it miserable too.