Student loans with bad credit

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My credit isn't terrible, it's just that most of my accounts have only been opened a few years. Does anyone know about any school loans that would give you a loan with "bad" credit (besides the stafford loan- they only give you enough to cover tuition). The reason I want to know is because I'm trying to figure out a way to stop working the rest of my time in nursing school.

newlpn_chic

55 Posts

Specializes in na.

Other than the federal stafford loans the others are credit based, and if you dont have the credit then you would need a co-borrower. Or if you are a member of a credit union they may offer loan programs with less strict credit terms.

Has 7 years experience.

or perkins loan if its offered to you, but if your working then i doubt you can get it.

Fun fact: People with jobs have a harder time paying for school then those without.

or perkins loan if its offered to you, but if your working then i doubt you can get it.

Fun fact: People with jobs have a harder time paying for school then those without.

I totally agree with you!!

Atheos

2,098 Posts

If you have 'bad' credit I wouldn't count on being able to get loans.

If you have good credit but not a lengthy history you can probably get one if you check local banks/credit unions.

Non-lengthy credit isn't looked at the same as 'bad' credit and money lenders DO look at more than your credit score.

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