Student Loan Illiterate ...

I actually just went through https://studentloans.gov/myDirectLoan/index.action (Studentloans.gov) and took the Entrance Counseling for the College that I am currently attending. After I completed it, they prompted me that my school will be informed within a 24-hour period that my EC has been completed, then I suppose I go from there.

While I am almost certain I'll continue to receive Pell, I do plan on quitting my job to go into Nursing School. With that being said, I actually plan on quitting months before then to finish up on my pre-reqs. I'm saving up my paychecks right now up until September 29th, and then I'll be focusing 100% on my full load of pre-reqs - with that being said, am I safe to rely on Pell and Student Loans after my cash flow turns low due to necessities?

I am still considered a dependent, but have received enough pell throughout my past terms. I plan on having more than enough to cover my expenses of car insurance, transportation, gym membership, and cell for over 6 months in my own savings.

My complications come in from my strive to get into my Nursing Program in January since there currently is no wait list. It is mapped out that quite a bit of book costs/supplies will be over my Pell grant - is it 100% that I will receive a student loan to cover these amounts or majority of them? Do I need to wait until my acceptance to NS, or should I go ahead and get the loan during my last pre-reqs semester?

I feel it's my best interest to stop working and focus solely on my Nursing career. It's definitely not because I don't want to work. I just have a fear of screwing up my GPA and I want supple amount of time to put into studying and other school-related aspects. That's not dumb right?

I think I'm just worried of student loans, because I do not know of anyone who has went through the process, and I just want to make sure that I am guaranteed to receive a loan - considering I will have no income. I'd hate to quit my job, get no loan, and not be able to attend Nursing School. I'd be devastated of that.

Maybe I'm just stressing out too much and my mom keeps horrifying the outcomes of student loans. I just don't know where else to turn, than to a forum full of amazing nurses and students who have went through it all!

If anyone has any answers/advice, please, please inform me! I'm freaking out quite a bit on my best options and I don't want to screw myself over in the process.