Some advice for new grads

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Specializes in progressive care telemetry.

This may be common sense for most folks here but maybe someone will benefit and avoid what a friend of mine is going through right now.

Do not make financial decisions based on your RN salary until you have passed NCLEX and gotten through orientation at your job!

'Nuff said.

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Had a few classmates with RN lifestyle on a SN salary. Does not work!! with $280,000+ mortgage and $24,000 SUV car note, even as an RN its too much. Why go to xul and not be able to make both ends meet, unless you got 2 jobs. Paying a mortgage on a house i hardly stay in, and parking a car on a hospital parking lot 12 hr/7 days a week is not good idea at all. At least not to me.

I intend to work my 40/week.thats it. Family first!

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Specializes in NICU Level III.
Had a few classmates with RN lifestyle on a SN salary. Does not work!! with $280,000+ mortgage and $24,000 SUV car note, even as an RN its too much. Why go to xul and not be able to make both ends meet, unless you got 2 jobs. Paying a mortgage on a house i hardly stay in, and parking a car on a hospital parking lot 12 hr/7 days a week is not good idea at all. At least not to me.

I intend to work my 40/week.thats it. Family first!

I live alone with a cat and I don't do much overtime! I work to live, not live to work!

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You have that right. You have lived on peanut butter and jelly sandwiches for the term of your schooling, you should continue to eat peanut butter and jelly sandwiches until you actually have that license in your hand! The way the economy is today, I would not want to have extra marks on my credit because I had the "I want it all, and I want it all right now" attitude.:selfbonk:

Best of luck to everyone

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Oh man. When I heard about getting busted down to a tech (with a tech's pay) if you failed your nclex?

/shudder

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Specializes in progressive care telemetry.
Oh man. When I heard about getting busted down to a tech (with a tech's pay) if you failed your nclex?

/shudder

Yep. That's exactly what happened to my friend back when I posted this thread. And since then she has failed it a second time! I'm so sad for her, even tho she brought it on herself by making financial committments based on making an RN salary and now she's making less than half that. :crying2:

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Just wait till you get that first paycheck. Oh ya did the addition, made my list of items that I hadn't had in forever...yep it's gonna be sweet. :eek: Wuh, they took out how much in taxes and etc!!! Isn't that illegal or something. Oh well it's back to PB&J until the next paycheck. :bugeyes:

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Unfortunately, our economy is suffering due to this kind of value system. It's more of a value system, really, so nursing students and nurses are just possibly part of a bigger thing going on. Credit has come to a halt for these people, and they are hearing "no" (sometimes for the first time!) when they try to overextend themselves. Personally, though I am saddened by the situation a lot of people are in during these tough times, part of me says it might be a good thing overall. I mean, why should I bail out someone who wants to drive a car/live in a house they can't afford, when I live within my means, as I was taught? Trust me, I'd like it for free, too, but that just isn't fair, or right, to use others just so I appear to have it all.

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