Should I just go with this expensive college?

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The university I will be applying to at the end of the year for my BSN is a private Catholic university:

*Is a direct entry nursing program.

*Is transfer friendly—even with their nursing program is (I will be trying to transfer their next fall*).

*Has a 100% NCLEX pass rate for 3 years straight and 100% of their students graduate.

*Is a 13:1 student to teacher ratio.

*Gives their students over 60 clinical sites to give their students diversity.

*The program is Holistic focused.

*Is a 3 year nursing program, so a lot is spread out.

Now this all seems great but the total cost of attendance for this school is $38,000 annual with fees included. You could even registered up to 18 credit hours a semester at this school but pay nothing because it's also included with tuition. However, If I was to commute the 45 min there everyday I wouldn't have to pay for dorms so it would be about 27,000 annual.

It is the cheapest nursing private program in my state, and a nurse who attended the school last year told me that the #1 hospital in my state always prefer interns from this school.

My only concerns is the money factor. I will be doing my pre-reqs at a CC this semester and then apply at the end of the year. I'm hoping to cut the cost down with grant money, government loans, and scholarship.

Lewis University in Romeoville, IL? I have heard good things about them as well.

However, UIC is a public school and is much cheaper.

I'm a little confused. In your previous thread

https://allnurses.com/general-nursing-student/becoming-a-nurse-1000509.html

You stated that you were having a hard time staying in school because your mother refused to help you. You also shared that you had received a $5000 bill from your college, and you didn't know how you would pay it.

Now you are asking about attending a $38,000 school?

Thank you for that. I would say that if I could get a scholarship for dorms then that would be awesome. I honestly don't think 27,000 is that expensive compared to the cheapest public university in my state which is 24,000. I also feel that this private will offer more and open many doors for me in the future.

It is also the cheapest private university in my state and I think that is what drew me to it as well. And yes, the university offers a lot of scholarships, even for nursing.

The cheapest public school is your state is not 24K... UIC in cheaper than 24k per year.

Specializes in Oncology; medical specialty website.
Thank you for that. I would say that if I could get a scholarship for dorms then that would be awesome. I honestly don't think 27,000 is that expensive compared to the cheapest public university in my state which is 24,000. I also feel that this private will offer more and open many doors for me in the future.

It is also the cheapest private university in my state and I think that is what drew me to it as well. And yes, the university offers a lot of scholarships, even for nursing.

Did you check into what the average nurses' income is in your area? Will you be able to make enough money to handle that amount of debt? Will you be able to have funds for emergencies like unexpected illness, car breaking down, etc.? If you're still living at home, will you make enough to pay your loans and get out on your own? What if you can't find a job for a while; will you have enough emergency income set aside to make payments on your loans?

Many new graduates are having trouble finding work. You need to think about many factors before take on such a heavy financial burden.

Specializes in ER/Tele, Med-Surg, Faculty, Urgent Care.

" the cheapest public university in my state which is 24,000. I also feel that this private will offer more and open many doors for me in the future."

I googled cheapest tuition Illinois and it says Governors State University which has a BSN program the tuition is $9386 per year or $37,544 for 4 years. I did not check NCLEX pass rates.

Please explain how the private university will offer more then Governors State? Rarely does anyone ask where your degree is from.

How will this private university open doors that other less expensive nursing programs can't open?

I started as an LPN in a community college, then got my ADN at same. Currently the tuition at this community college for instate residents for one semester is $816, for out of state residents $2592.

My Masters degree cost $9800 total ( I know because I used my GI bill/Montgomery chapter 30 & I only had $10,000 total.) I am planning on returning for my DNP and current cost is approximately $15,000 total. And so far I have never had any student loans. Paid cash for my BSN at a private Christian university. Worked almost full time as an RN. Return on investment has paid off for me, but I'm not sure paying $27,000 per year plus books, food, gas, housing? is the best plan.

Gov state only offers a RN-BSN program

" the cheapest public university in my state which is 24,000. I also feel that this private will offer more and open many doors for me in the future."

I googled cheapest tuition Illinois and it says Governors State University which has a BSN program the tuition is $9386 per year or $37,544 for 4 years. I did not check NCLEX pass rates.

Please explain how the private university will offer more then Governors State? Rarely does anyone ask where your degree is from.

How will this private university open doors that other less expensive nursing programs can't open?

I started as an LPN in a community college, then got my ADN at same. Currently the tuition at this community college for instate residents for one semester is $816, for out of state residents $2592.

My Masters degree cost $9800 total ( I know because I used my GI bill/Montgomery chapter 30 & I only had $10,000 total.) I am planning on returning for my DNP and current cost is approximately $15,000 total. And so far I have never had any student loans. Paid cash for my BSN at a private Christian university. Worked almost full time as an RN. Return on investment has paid off for me, but I'm not sure paying $27,000 per year plus books, food, gas, housing? is the best plan.

Specializes in ER/Tele, Med-Surg, Faculty, Urgent Care.
Gov state only offers a RN-BSN program

HI Quiet, you seem knowledgeable, any suggestions?

My suggestion is the same as I stated on her previous post.

"Find a school that is totally cover by financial aid and or scholarships"

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