Resigning while on maternity leave

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I am currently working full time as a RN and am pregnant (and getting close to my due date!) I am planning on working up until my baby's delivery, use whatever PTO I have accrued (it's unpaid maternity leave), and resigning after (at around 5 weeks after delivery) because of childcare issues after maternity leave. I plan on potentially looking for per Diem/part time work else where since I am unable to go part time at my current job. I am the primary insurance holder for my family and am questioning what happens with insurance if I resign while on maternity leave. I will be paying my insurance premium for the time of delivery (it will be deducted from my PTO), so can they make me pay my medical bills/delivery bill back? My last week of maternity leave I will only have a portion of PTO left (not enough to cover my insurance premium), so I'm assuming I will be asked to pay that back. I am leary to talk to HR since I'm still working and need my insurance and don't want anyone getting wind of me resigning. Thank you!

Specializes in Complex pedi to LTC/SA & now a manager.
That's not actually how it works in the description provided by the OP, if the employee resigns their position at the end FMLA without returning to work they are responsible for the full cost of insurance during their time on FMLA.

Exactly. That's what I want as trying to say. Technically they are not on FMLA if they don't intend to return to work and would be placed on COBRA. If they resign at the end of FMLA the employer has every right to recoup the cost of subsidized benefits from the employee

If she decided to return to work as expected, the insurance would be subsidized just like if they were actively working while on FMLA.

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Specializes in Case mgmt., rehab, (CRRN), LTC & psych.

I resigned from an unscrupulous employer after having worked for the company for two years. My resignation was effective February 5th, so when April came and went with no Cobra information sent to me, I unearthed what really happened.

Although my health insurance premiums were paid via payroll deductions for the months of January and February, the unethical payroll guy had backdated my insurance coverage to make it seem as if it ended on December 31st of the previous year.

The moral of my story is to not trust your employer to do the right thing, or you might be left out in the cold.

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