As a new grad, fresh out of my 4-year undergrad BSN, I'm making way, way, more money that I ever have in the past as a nanny or assistant. So right now, I am indulging myself a little bit. Replacing my worn out laptop with a Mac, finally getting some matching decor for my house, and other things here and there. However, when I graduated and then got a job, I took the time to sit down with someone and really go through my expenses and my income, as well as my loan debt, to create a budget that was maintainable and still allowed $ for personal spending. I'm certainly putting money away for the future, and I generally am pretty frugal by most people's standards, but at this point in my life where I'm not worried about supporting anyone else, it's a nice change of pace to be able to afford a few nice things here and there!