I hear what you are saying. I am feeling a bit of the same way, don't get more invested than I already am.
During the interview process we discussed that their practice was growing and that the provider that took over for a part time provider 4 months ago had a full time case load in 4 months. I can't see my caseload growing that quickly and I now know the other new provider took over some of the MDs caseload so that provider had a full time caseload more quickly than I will. I think it will take 8-12 months for my caseload to warrant a 4-5 day week.
I am a straight hourly employee at 24 hours/week and I did ask for more money in the negotiation and I was clear that I really needed 30 hours a week if he was not going to increase the per hour rate to make things work out for me. He came up $ 1.50/hr and I asked for $6.50/hr. I partly took the job because I could start immediately and I really needed the income with the holidays and student loan repayment looming.
The lack of holiday pay makes the issue more critical as I will also not get paid for Memorial day, Labor Day in addition to the current holidays. In the 4 weeks that I have been paid, I've averaged 22.8 hours/week and I have stayed longer that my 'hours' a couple of days to get to that. My major expenses are repaying my student loans and I have a child who will go to college next year (in-state, nothing fancy).
I do not get any benefits except for 401k & malpractice, I get 4 weeks of PTO pro-rated to my hours which I think is fair. I was planning to take the 2 days that I work Christmas week off but now I am reconsidering as they would be unpaid. I can't take any PTO until I've been there 90 days.
And while my feelings should not get in the way, I feel like I'm quite a bargain without health insurance and I'm already billing for exams and procedures that I implemented - that they didn't even really know about. Their primary care practice is new and I am helping to build it. The MD is a specialist but the rest of the office is primary care and urgent care. I will not do urgent care here, it's crazy busy and stressful. The office has 3 providers and 13 full time employees plus the MD and his wife.
If I get the other offer I will definitely ask the current MD to match the offer. I would be happy to stay if the pay was more competitive.
I have been very careful not to 'cost' my current employer anything, I haven't applied for DEA or asked for any reimbursement for credentialing, etc.