Hi, there! Did you ask your friend to elaborate on why she believes the program to be disorganized? Have you spoken to former students at the Hospital based program? I would go to both schools and ask to speak to former students and get a better overall representation instead of basing it one person's perspective.
I, myself, narrowed my choice to a hospital based program because like you, the program has been around since the stone ages and the curriculum doesn't make me as nervous as the local community college (even though it's probably the same thing).
I'm assuming you're a mother based on your username, so that's something to factor in before making your decision to attend a program where you'll have to pay 14k. Are you having to pay for daycare, diapers, etc.?
On the other hand, as soon as you graduate you could get two full-time jobs, work 6 days a week, and pay off those loans in no time! Even if it's just for a year. I'm going with the hospital based program because it seems more personal, more tight-knit. But like I said, go poodle around both places and get a better idea and talk to some former students. Nursing school is going to be stressful regardless of which program you choose.