I agree. My heart sank the past 2 times people made this post. Congrats to them but maybe put the loan you're applying to in the body of the text? I also want to gently point out the thread title is...
NinaRn63,
It's a pretty complicated process but here's what I could find out about DTI and HPSA scores:
Your DTI is debt to income ratio and can be calculated by taking your loan amount and...