I haven't been accepted to nursing school yet, but I've asked the financial aid departments several questions. And to be honest a lot of students are in similar situations and make it through nursing school just fine. If you are accepted, the schools will find a way to make sure you can afford it. I do know Wells Fargo has private loans for students in a healthcare field and its fairly easy to get. Scholarships can be tough to come by as they are limited but there are programs that repay your loans if you agree to work for them for 2-3 years, this is usually for rural or urban health centers. Hope this helps, just trust that if you get in there will be a way. And remember that financial aid is supossed to cover cost of living.