I would call BC/BS and get a rate quote buying insurance on your own. Health insurance may cost you $500 a month if it's just you, or more if you are buying for your family. Figure it out with paper...
Folkfaerie: You have ADD, and you are getting to the age it is difficult to run around buzzed up on adrenaline like you used to (I am guessing). ADD people often think faster in more directions than...