Hoo boy, that sounds familiar!
On my very first day of nursing school, and my very last day of nursing school, and many times in between, my power was shut-off. We had the same issues. We've been struggling since DH and I got married. He's an immigrant, and for a long time we couldn't afford the fees to get his work permit, permanent residency, etc. He wasn't allowed to work. I worked full-time, with a baby and nursing school. I fought like hell through nursing school just to make it. Sometimes our power would get shut-off and we'd stay at one of my parent's houses for a while until we could get it turned back on. (Yes, they WILL shut your electric and gas off in the middle of winter, no matter if there's a child living with you. We've been there a zillion times.) My Mom would call, see our phone had been turned off, and just bring groceries over - knowing we were struggling. (God love her! I never would have made it without her.)
Now that I'm a nurse, it is a little easier. Emphasis on a little. We still get shut-off notices and are still behind on rent, etc. Those years of struggle left us with big piles of debt. Now my hubby has a steady job, but he is anticipating getting laid-off any day now. Just when we catch our breath, something else is dropped on us. I am working very hard to get us caught-up. I'm on the cusp of working 3 jobs to do so. I don't know what would have happened to us if I didn't get my nursing degree. At least now I have steady income and many opportunities. We've even recently decided that if my husband gets laid-off again, we're sending him to nursing school too.